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GOVERNMENT BENEFITS
Government Health Benefits
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Medical Services Plan
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Covers hospital, doctor visits, laboratory tests (x-rays, MRI’s)
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Requires a monthly premium to be paid
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Is a requirement as a citizen of the province of BC
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Pharmacare
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Drugs only - and only for amounts over the annual family deductible (see chart)
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All drug insurance plans require you to be a member of Pharmacare.
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There is no premium required – it is ‘paid for’ through your taxes – but you must ‘register’ with the province to have this benefit.
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What is Not covered by government medical plans
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Drugs beneath the deductible Pharmacare limit
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Drugs not ‘approved’ for MSP /Pharmacare (ie. non-formulary)
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Dental expenses
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Chiropractors
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Naturopaths, Acupuncturists
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Medical travel costs
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